ALERT- HOME WARRANTY SCAM

Niagara Falls Air Force FCU members have reported receiving a letter from “Home Warranty Division,” requesting a payment by phone to activate or renew Home Warranty coverage. The letter attempts to deceive people into thinking their coverage is expiring and they need to take action right away.

This is a nationwide scam. Please DO NOT respond to this offer.

The letter may list Niagara Falls Air Force Credit Union (or other mortgage lenders) in order to deceive homeowners. At the bottom, it may also say “We are not affiliated with your current mortgage holder.”

No action is needed, and we recommend you shred or recycle this letter.

Tips to avoid common scams:

• Stop. If you receive a phone call, letter, email or other solicitation that you don’t recognize, never give out your account number, social security number, or other sensitive information.
• Inspect. Read the small print. Solicitations for services will often make it sound like you owe money, but may disclose “this is not a bill” or “we are not affiliated” with your service provider.
• Verify. If the phone call, letter, or email claims to be from a company you work with, such as Cooperative Federal, you should always contact them at phone number or email address that you can verify is legitimate.