Loan rates
| Term | APR* |
|---|---|
| 24 mos | 2.00% + Current share rate |
| 36 mos | 2.00% + Current share rate |
| 48 mos | 2.00% + Current share rate |
| 60 mos | 3.00% + Current share rate |
| 72 mos | 3.00% + Current share rate |
| 84 mos | 3.00% + Current share rate |
| Paper Grade | 24 mos | 36 mos | 48 mos |
|---|---|---|---|
| A+ $8,000 | 8.45% APR* | 8.95% APR | 9.45% APR |
| A- $8,000 | 9.45% APR | 9.95% APR | 10.45% APR |
| B- $7,000 | 9.95% APR | 10.95% APR | 11.45% APR |
| C- $5,000 | 13.95% APR | 14.45% APR | 15.95% APR |
| D- $2,500 | 16.49% APR | 16.75% APR | 17.00% APR |
$3,000.00 Limit
*1 per member ** Not included in signature limit
| A+- 4.24% | A- 5.24% | B- 6.24% | C- 9.24% | D- 14.24% |
Auto, trucks, motorcycles
**RVs, mobile homes. Add .5% for every year over 72 months.
| Paper Grade | 36 mos | 48 mos | 60 mos | 72 mos over $25,000.00 | 84mos over $50,000.00 |
|---|---|---|---|---|---|
| A+ | 5.74% | 5.74% | 5.74% | 6.24% | 7.24% |
| A | 6.24% | 6.24% | 6.24% | 6.74% | 7.74% |
| B | 6.74% | 6.74% | 6.74% | 7.24% | 8.24% |
| C | 9.74% | 9.74% | 9.74% | 10.24% | 11.24% |
| D | 12.74% | 12.74% | 12.74% | 13.24% | 14.24% |
| Paper Grade | 36 mos | 48 mos | 60 mos | 72 mos over $25,000.00 |
|---|---|---|---|---|
| A+ | 6.74% | 6.74% | 6.74% | 7.24% |
| A | 7.24% | 7.24% | 7.24% | 7.74% |
| B | 7.74% | 7.74% | 7.74% | 8.24% |
| C | 10.74% | 10.74% | 10.74% | 11.24% |
| D | 13.74% | 13.74% | 13.74% | 14.24% |
*Add 0.50% for 15 years
| Paper Grade | Rate (10 years) |
|---|---|
| A+, A, B | 7.00% |
| C | 7.50% |
| D | 8.25% |
*Prime 8.50%
| Paper Grade | Rate (10 years) |
|---|---|
| A+, A | 5.50% |
| B | 6.50% |
| C | 7.50% |
| D | 8.50% |
| A+ | 720 and above |
| A | 680 - 719 |
| B | 630 - 679 |
| C | 600 - 629 |
| D | 475 - 599 |